Refund & Cancellation Policy

AI Gems Limited

Important: AI Gems Limited provides digital-only services. Refunds are granted only under strict conditions outlined in this policy.

Table of Contents

1. General Principles

AI Gems Limited provides high-performance digital tools for document analysis and interaction. Because our services involve immediate resource allocation and the purchase of digital assets, we have established strict conditions for refunds.

By depositing funds into your wallet or converting funds into service credits, you acknowledge that these resources are prepared for your use in real-time. To prevent system abuse and cover operational overhead, refunds are discouraged and are granted only under the strict conditions outlined below.

2. Service Credits and Conversions

1

Finality of Credit Purchases

Once funds from the internal wallet are used to purchase "Chat Credits," the transaction is considered final and non-refundable.

2

Irreversibility

The act of converting a wallet balance into service credits constitutes a "use" of the funds. Credits cannot be converted back into cash or refunded to the original payment method, regardless of whether the credits have been exhausted.

3. Document Processing Fees

Charges incurred for uploading and processing company documents are applied at the moment of upload.

These fees cover the immediate processing power required to index and store your data and are strictly non-refundable.

4. Refund Eligibility & Timeframes

If you have a balance in your digital wallet that has not been converted into service credits, the following rules apply for refund requests:

48-Hour Window

Any claim for a refund of a transaction must be submitted in writing to our support team within 48 hours of the deposit. Claims made after this period will not be honored.

10% Administrative Fee

All approved refunds are subject to a 10% administrative fee. This fee covers transaction processing costs and the manual administrative labor required to reverse the payment.

Account Status Restriction

Users who have initiated account deletion or have had their access restricted due to a violation of our terms are not eligible for any refunds.

5. Chargebacks and Payment Disputes

Direct Resolution Required

We are committed to resolving any billing concerns directly with our clients.

Initiating a chargeback or payment dispute through your bank or payment provider without first attempting to resolve the matter with our support team may result in the immediate and permanent termination of your account.

Upon termination for a dispute, all uploaded data and remaining credits will be forfeited.

6. Account Deletion

No Refund Upon Deletion

You may stop using our services and delete your account at any time. However, deleting an account does not entitle the user to a refund of any remaining wallet balances or service credits.

Recommendation: We recommend utilizing all remaining credits before closing your account.

7. Policy Amendments

AI Gems Limited reserves the right to modify this policy at any time to reflect changes in our service structure, operational costs, or international payment standards.

The latest version will always be posted on our website. Continued use of our services after changes constitutes acceptance of the updated policy.

8. Contact Us

AI Gems Limited

Address

Unicity Mall, Thika Road, Ruiru, Kiambu County, Kenya

Contact Information

Email: info@aigems.co.ke

Website: www.aigems.live

For refund requests or questions regarding this policy, please contact our support team at info@aigems.co.ke

© 2025 AI Gems Limited. All rights reserved.